I work in IT and I’m a man so inevitably that means that I have and love many, many electronic gadgets. To make matters worse (or better depending on your point of view) I’m also a musician. Not any old musician but a musician who has recently developed an interest in making digital music! So along with the kind of electronic gadgets most of us have these days such as Tablets, Smartphones, Laptops etc.. the musical side of me owns Guitars, a Digital Piano, Mixing Desk and Recording equipment too. I also have work equipment such as a Desktop Computer, Printer, Speakers, Chromebook for meetings and remote working, Phone Equipment and a Pro Camera.
Then there’s the leisure side. Many of us have PlayStations, X-Boxes, TVs (Curiously, I don’t have one currently for once and don’t actually miss it at all), Hi-Fi systems and more. There’s also a plethora of Hi-Tech smart home gadgets these days such as WiFi and Bluetooth Lights, Speakers, Heating Systems and even WiFi Smoke Alarms! So in general gadgets are an important part of our lives and sadly if anything happened to them, particularly our smartphones and tablets, the resulting cut off from society can be a pretty hard shock to the system. The average modern smartphone for example can cost over €600/€700 (I’m talking Android here. Apple stuff is even dearer!) to replace new out of contract. A cost many of us can’t afford. I personally rely on my 18 monthly free (or nearly free) phone upgrade with Three to get new phones. I’d never be able to afford to buy one off the shelf.
We’re all human and while I myself am fairly careful and protective of my stuff, accidents do happen. Especially if you have young kids knocking around as I do or are the kind of person who can’t leave their phone down when they go to the toilet!?
Many of our items may be covered under an existing house contents policy but why not have peace of mind for your gadgets on the move by signing up for an affordable monthly gadget insurance policy? Insurance companies cover the usual gadgets we all have and in addition, items can be covered on route to your home or place of work, travel usage worldwide, liquid damage cover, etc.. There’s also a lot of flexibility in cover and payment options and you can make two claims within any 12 month period. Quotes are instantaneous online and policies can be setup in minutes.
This post is in collaboration with Chill Insurance.